- The total balance of Non-performing loans (NPLs) based on Banking Act and Reconstruction Act (Sumitomo Mitsui Trust Bank, non-consolidated) as of the end of September 2024 increased by 4.0 billion yen from the end of March 2024 to 101.8 billion yen. NPL ratio remained low at 0.3%. The percentage of Coverage ratio covered by collateral and allowance for loan losses is also adequate, at 82.9% for Doubtful loans and 43.8% for Substandard loans.
- Common Equity Tier 1 capital ratio as of the end of September 2024 increased 0.55 percentage points from the end of March 2024 to 11.90%, mainly due to increase in capital through profit accumulation and decrease in credit risk assets. Total capital ratio increased 0.85 percentage points to 14.49%. Both ratios remained well above the regulatory requirements of 7.55% and 11.05%, respectively.
Status of BIS capital adequacy ratio (Consolidated)
Basel III
