Outline of Business

In our Wealth Management Business, we provide integrated products and services that seamlessly combine the strengths of banking, trust , and real estate, leveraging the strengths of both digital and physical channels to meet the diverse needs of our clients. With the aim of realizing financial well-being in the age of 100-year life, we stand alongside our clients throughout their lives and offer comprehensive solutions from wealth building to wealth transfer from a long-term perspective, helping to protect their assets, enrich their lives, and pass their legacy on to the future.

Our Corporate Business advances our clients’ corporate value and strengthens capital circulation across society through a broad suite of services, including financing, stock transfer agency operations, and consulting to address management challenges. Through collaboration across business segments, group companies, and external partners, we deliver specialized, multifaceted solutions that achieve both the creation of economic and social value, thereby contributing to the long‑term growth of our clients and society.

Our Asset Management Business provides a broad range of asset management and administration services to a diverse group of investor clients, supported by high-quality consulting that enhances investment decision-making. By seamlessly integrating the specialized expertise of our business segments, group companies, and external partners, we offer high-value investment opportunities that respond to funding needs arising from social issues. Through these offerings, we support our clients in achieving their investment objectives while contributing to the resolution of broader societal issues.

Our Real Estate Business supports clients through a comprehensive suite of services, including real estate brokerage; consulting services related to development, effective utilization, construction, and ESG considerations; asset management; and real estate custody functions.In addition, we leverage our extensive expertise in real estate valuation and market analysis to generate attractive investment opportunities, while our commitment to upholding fiduciary principles ensures the delivery of precise and reliable administrative services. By enabling safe and secure transactions and investments, we play a critical role as part of the real estate market’s infrastructure, contributing to its sustainable development.

Our Global Markets Business contribute to solving the diverse challenges of our clients by providing products and services such as foreign exchange, interest rates, and derivative products and services.Leveraging our advanced expertise and organizational structure including prudent management of market risks in our investment and Asset Liability Management operations, we strive to balance stability and profitability while creating sustainable added value.

Our Asset Management Business, led by Sumitomo Mitsui Trust Asset Management and Amova Asset Management, manages one of the largest asset portfolios in Asia. Across the Group, we provide sophisticated asset management solutions, drawing on deep expertise in pension fund management and offering a diverse range of investment products supported by a global network. Through these capabilities, we support our clients in achieving long-term, sustainable asset growth.