Outline of Business

In our Wealth Management Business, we provide integrated products and services that seamlessly combine the strengths of banking, trust, and real estate to meet the diverse needs of our clients. In the age of the 100-year life, we aim to address clients’ concerns through trust-based solutions unique to our platform. By helping clients build a stable financial foundation, we ultimately contribute to their overall peace of mind and support a future in which they can enjoy a secure and fulfilling life.

Our Corporate Business offers a comprehensive range of solutions designed to enhance our clients’ corporate value — from financing services and stock transfer agency operations to consulting tailored to address management challenges. By collaborating across business segments, group companies, and external partners, we deliver specialized, multifaceted solutions that generate both economic and social value. As a trusted “Best Partner” to our clients and to society, we are dedicated to supporting the realization of a sustainable and prosperous future.

Our Investor Services Business provides a broad range of asset management and administration services to a diverse group of investor clients, supported by high-quality consulting that enhances investment decision-making. By seamlessly integrating the specialized expertise of our business segments, group companies, and external partners, we offer high-value investment opportunities that respond to funding needs arising from social issues. Through these offerings, we support our clients in achieving their investment objectives while contributing to the resolution of broader societal issues.

Our Real Estate Business supports clients through a comprehensive suite of services, including real estate brokerage, ESG consulting, asset management, and custody functions. In addition to these capabilities, we leverage our deep expertise in real estate valuation to create attractive investment opportunities, while our unwavering commitment to fiduciary principles ensures the delivery of precise and reliable administrative services. By enabling safe and secure transactions and investments, we play a critical role as infrastructure within the real estate market, strongly supporting its sustainable development.

Our Global Markets Business combines three core functions: client service functions, which handle market transactions in interest rates, foreign exchange, and funding (including derivatives) for our clients; market functions, which encompass investment and treasury operations; and administrative functions, which support reliable and efficient execution. As a team of specialists in managing market volatility, we provide optimal solutions to address the balance sheet challenges faced by our clients.

Our Asset Management Business, led by Sumitomo Mitsui Trust Asset Management and Nikko Asset Management, manages one of the largest asset portfolios in Asia. Across the Group, we provide sophisticated asset management solutions, drawing on deep expertise in pension fund management and offering a diverse range of investment products supported by a global network. Through these capabilities, we support our clients in achieving long-term, sustainable asset growth.